Wow, 28 years old, how very exciting!
I have a feeling this is going to be my best year yet. Celebrating in Hawaii is a pretty good start.
However, just to make sure I don't sit and watch it go by, I have listed 28 things I want to do this year. Some are big, some are small, some might not happen. That doesn't matter. What does matter is that I continue to have dreams. For myself. For my family. I don't want to turn 29 and think, "What did I do with my life this past year?"
This is a long post and very self-indulgent, but it is my birthday, so I am allowed. If you actually plan on reading the entire thing (bless you) you might want to take a bathroom break and grab a cup of coffee. It is going to be a while.
In no particular order:
- Pay off a student loan. Even though I know my education was the best investment I could make, I hate making payments when I am not going to school anymore. I live in my house, and I drive my car everyday, so I don't mind those types of payments, but looking at the student loan deduction come out of my account every month always makes me cringe. I was blessed during college to have my dad help me out a lot, so I didn't have to take out as many loans as my peers. He also has helped me chisel away at them since I graduated. They are broken into two loans right now and I want to pay off the smaller one. Right now the balance is about 7% of our yearly income, so this is totally doable.
- Start a college fund for Margaret. At the rate tuition is rising, I should have started saving for this when I was a baby. I need to look into the different types of savings plans and what the best decision would be for our family. Any advice on this would be much appreciated.
- Go on a family vacation. It doesn't have to be on a plane or even that far away. I just want to go somewhere with me, Dan, and Margaret and stay in a hotel and experience new things as a family. Right now I am thinking either St. Louis or Weston.
- Run another half marathon. Signing up for a race will be the perfect motivation to get my booty off the couch post baby. Maybe Hospital Hill again? It will be approximately 6 months after I have the baby. Too soon? Not soon enough?
- Pick a full marathon to train for. Whoa Nelly! My post-pregnant self will probably look at this and sigh. But a girl can dream, right?
- Reach goal weight. This might not happen, but how awesome would it be if it did? That means I would have about 9 months to lose baby padding plus some. Of course I plan on doing this through Weight Watchers and running.
- Convince Dan to shave off his sideburns. I have tried everything - teasing him, ignoring them, compromising, bribing, you name it. Maybe a miracle will happen between now and next year.
- Decorate a guest bedroom. I want to have one room in my house that feels put together and stays that way, so that whenever we have guests over they are relaxed to the max. Minus the screaming baby...
- Plan a family spending budget and stick to it. When Dan and I were first married we didn't have much, so our budget was always to just not bounce the checking account. Now that we both have moved up the career ladder we are beyond blessed. However, the strategy of not bouncing the checking account may be a little outdated. We have been able to do exactly what we want the past few years, and now that we have a little one depending on us, I feel like we need to be more responsible. Even though I am good with numbers, the idea of planning a manageable family budget is very overwhelming to me. Any strategies that have worked for you? I am seriously considering going through Dave Ramsey's financial peace program.
- Add something other than running to my workouts at least one day a week. Swimming? Biking? Workout video?
- Become a member of a new church. Dan and I love the church we have been attending, but have yet to make the member commitment. We hope to do that this year.
- Write letters to my daughter. I think this is the coolest idea ever and I have seen it floating around Pinterest and the blog-world for a while now. Some topics I have been pondering are below. Any other ideas?
- Her first day of kindergarden, high school, and college.
- The first time a boy breaks her heart (I am already feeling the rage boil just thinking about it.)
- Her wedding day
- Her first pregnancy
- When she gets her driver's license
- The first time she says she is fat. (I pray with all my might that this will never happen, but unless the world does a lot of changing, she will say that, whether she is or isn't and that breaks my heart. I want to have something prepared to say back to her.)